What the check is designed to do
Read the requirement.
Find the gap.
Compare what a contract asks for with the coverage you have, then work through the realistic options for your deadline.
Read the insurance requirement
Limits, policy types and endorsements, explained in plain English.
Compare the coverage
A review of the relevant policies and documents you choose to provide.
Map the next move
Potential gaps, questions for the carrier, and options to explore with your counsel, customer or investor.
Free, with no obligation to buy. We provide an initial written review within one business day after receiving the necessary information. Carrier quotes, binding and endorsements may take longer. The check is insurance guidance, not legal advice or a guarantee that a claim will be covered.
What to have ready
- The insurance section or exhibit, or the whole contract if appropriate.
- Your deadline: signature, pilot start, or closing date.
- Current policies or certificates, if you have them.
- Your company’s legal entity name.
Documents stay private and locked until security screening completes without detecting a threat. Screening reduces risk; it cannot guarantee that a file is safe.
The gaps worth checking.
- General liability limits and the certificate
A $1M aggregate when the contract asks for $2M is a different problem from a missing certificate.
- A $5M Tech E&O and cyber requirement
Overall limits, ransomware sublimits, and the program needed to meet the exhibit.
- Additional insured, waiver, and primary wording
Endorsements the policy may need beyond what appears on the certificate.
What happens next
The check starts with the requirements and documents you provide. We explain apparent gaps and questions that need carrier or legal clarification, then explore the next steps against your deadline. See the coverage and placement guide for what affects timing.
Need help now?
Call 888.898.6378, or use the Get Quotes form for a full quote application.
Before you start
Frequently asked questions
Is the contract check really free?
Yes, with no obligation to buy a policy. We provide an initial written review within one business day after receiving the information needed for the check. That is a review response, not a promise that a carrier quote or policy change will be completed in one day.
Do I need to have insurance already?
No. We can start with the contract’s insurance requirements and identify coverage questions and next steps. If you have current policies or certificates, include them so we can compare the requirement with what you already carry.
Can you review a contract that’s under NDA?
Share only material you are authorized to provide. You can send the relevant insurance section with unrelated confidential information removed. If an NDA is required, call the team before sharing documents so the terms can be discussed.
How do I send a request?
Use the form on this page to send the contract section and any current policies or certificates. Documents stay private and locked until a malware scan finishes. You can also call 888.898.6378.