A tech-enabled specialty insurance brokerage for startups and AI-native companies
By a procurement team, an investor's diligence list, or a customer's counsel. We build programs that hold up when it happens.
The problem
A customer sent an MSA with an insurance exhibit. An investor's term sheet asked for D&O. A landlord wanted a certificate before handing over the keys.
So the policy has one job. Satisfy somebody else.
That is where it usually breaks. You buy something that looks right, feel good about it, then sit in your customer's vendor risk queue while a stranger decides whether your certificate is good enough.
Three weeks later you find out it was not.
Buying the policy was never the hard part. Getting it through the review is where deals stall.
What “cleared” means
Open the biggest contract you have signed and find the insurance clause. Most of them say the same thing: your carrier has to be rated A- VII or better by AM Best, and admitted or an approved surplus lines insurer in your state.
We place you there on purpose.
We publish every carrier we use with its rating, so you can check us against that clause before you sign anything. If a requirement is one we cannot meet, you hear it from us before you bind.
In January 2026 the standard general liability forms picked up three new exclusions for AI. One major carrier added a blanket AI exclusion to D&O, E&O and fiduciary. Most of it arrived at renewal, inside an endorsement that looked like paperwork.
We read those.
Send us your current policies. In 48 hours you get one page showing every AI exclusion in your program, what changed at your last renewal, and what each gap would do in three real claim scenarios from your business.
We read your customer contracts against your policy too, before you sign. Accuracy warranties and uptime promises are obligations you took on by signing, and most tech E&O forms leave those out.
Here is what tech-enabled means at a specialty brokerage, and what it does not mean. It does not mean software making your underwriting decisions. Coverage judgment is the specialist's job, and it is the part you are actually paying for.
It means the mechanical work stops eating anybody's week:
Certificates on demand, 24/7, self serve, with additional insured, waiver of subrogation and primary and non-contributory endorsements.
Every policy, endorsement and certificate in one place, so when procurement asks for something you can find it yourself.
Renewals tracked and worked early, so a renewal is a conversation about coverage instead of a surprise invoice.
The machine handles the paper. The people handle the coverage.
Proof
Why us
Different jobsite. Same paperwork.
A general contractor will not let a subcontractor onto a jobsite without a certificate naming the GC as additional insured, primary and non-contributory, with a waiver of subrogation.
One endorsement wrong and the crew goes home.
We spent nine years building software so that stopped happening to our contractors. Certificates at two in the morning. 40,000 of them last year, without anyone opening an email.
Then we looked at what a Series A engineering team goes through to clear a Fortune 500 vendor review. Same document. Same endorsements. Same outcome when it goes wrong.
So we brought the machine over, and we hired specialists who know what a tech E&O form actually says.
Coverage
General Liability · Tech E&O and Professional Liability · Cyber · Directors and Officers · Employment Practices Liability · Fiduciary · Crime · Workers' Compensation · Umbrella and Excess
A few markets now write policies that name AI failure as a covered event, instead of leaving it to be argued about after the claim. We can reach them. We will also tell you plainly what they cover and where they stop.
Products Liability · Inland Marine · Tools and Equipment · Commercial Auto · Builders Risk · Surety · Property
Building robots, hardware, energy or defense tech? These are our daily lines, not our exceptions.
Straight talk
It covers the way your model fails on an ordinary Tuesday: a wrong output, a missed accuracy threshold, an agent that takes an action it should not have. Anyone who blurs the limits is selling.
We run the check, and if your program holds up we say so in writing and you owe us nothing. We would rather be the broker who told you the truth.
Pre-revenue, and all you need is a certificate for a landlord? Buy the cheapest thing on the market. Come back when a customer sends you an MSA, because that is the day we earn our keep.
The free policy check
In 48 hours you get one page: every AI exclusion in your program, every place your contract asks for something your policy does not give you, and what it takes to fix each one.
Free. Yours to keep, whatever you decide.
