Company

We came from construction, not insurtech.

Nine years of certificates checked at the jobsite gate taught us what startups are now learning in vendor risk queues: the review is the product. We built the company around clearing it.

Two technology founders collaborating across laptops in a modern startup office

The story

Different jobsite. Same paperwork.

Then

A general contractor will not let a subcontractor onto a jobsite without a certificate naming the GC as additional insured, primary and non-contributory, with a waiver of subrogation. One endorsement wrong and the crew goes home.

We spent nine years building software so that stopped happening to our contractors. Certificates at two in the morning. 40,000 of them last year, without anyone opening an email.

Now

Then we looked at what a Series A engineering team goes through to clear a Fortune 500 vendor review. Same document. Same endorsements. Same outcome when it goes wrong.

So we brought the machine over, and we hired specialists who know what a tech E&O form actually says.

Leadership

The founders

Charlie Hughes

Co-founder

Charlie spent nine years placing coverage for contractors, where the certificate gets checked at the gate and a wrong endorsement sends a crew home. He built the brokerage side of ContractorNerd around that standard.

He brings the same habit to startups: read the customer's contract first, place paper that clears it, and put it in writing. If a requirement is one we cannot meet, founders hear it from him before they bind.

Curran Clark

Co-founder

Curran built the machine: the platform that issued 40,000 certificates last year without anyone opening an email, with the additional insured, waiver of subrogation, and primary and non-contributory endorsements procurement actually asks for.

His rule is simple. Software does the mechanical work—certificates, renewals, documents—so licensed specialists spend their week reading policies and MSAs instead of retyping them. Coverage judgment stays human.

180+Companies covered
12,000Certificates issued
40+Carriers on panel
50States licensed

The free policy check

Send us the policies and the contract.

In 48 hours you get one page: every AI exclusion in your program, every place your contract asks for something your policy does not give you, and what it takes to fix each one.

Free. Yours to keep, whatever you decide.