Company
Customer contracts, funding rounds and growing teams create insurance questions that a policy name alone cannot answer. We built StartupInsurance.ai around making the next decision clearer.
The story
Charlie Hughes was an early team member at Embroker, working across growth, distribution, strategy and new insurance product development for startups and technology companies.
That experience sits alongside the practical commercial insurance work of ContractorNerd Insurance Services, LLC—the licensed independent agency behind StartupInsurance.ai.
A startup going through vendor review needs more than a certificate. It needs to understand the limits, endorsements and exclusions behind that document—and what still needs clarification.
Technology helps organize the process. People handle the coverage judgment.
Leadership
Charlie was an early team member at Embroker, where his work included growth and distribution, followed by strategy and new insurance product development with reinsurers. He brings that startup and technology insurance experience to StartupInsurance.ai.
His focus is practical: understand the requirement, read the policy wording, and explain the questions and options before a founder commits. Contract interpretation and negotiation stay with the client's counsel.
Curran focuses on the technology and customer experience behind StartupInsurance.ai: making it easier to share the right information, organize documents and keep the process moving.
His rule is simple. Software should reduce repetitive work so specialists can focus on the questions that need judgment. Coverage decisions stay human.
The free contract check
Get an initial written review within one business day after we receive the necessary information: potential coverage gaps, questions to clarify, and the next steps to explore. Carrier quotes and policy changes may take longer.
Free. Yours to keep, whatever you decide.
